Money
4 Signs Your Kids Need to Learn the Value of Money
The day you realize your child or children have no concept of the value of money can be both jarring and eye opening. We all want to raise confident, empowered, educated, well prepared kids. But often times, our desire to give our kids the absolute best can lead to...
The Top 4 Values Kids Learn from a Family Chore System
Deciding whether or not to implement a chore system in your home can be tricky. There are many factors that may weigh on your decision as to if it is the right time for your family to get started with a chore system. Some things to consider are your kids ages,...
Creative Ways to Cut Expenses and Increase Your Monthly Income
The new year is the perfect time for goal setting and dreaming big. For us, one thing that goes hand-in-hand with those two things is updating our monthly budget. My husband and I decided a while ago that talking openly and honestly about our finances is a must for...
The 5 Phases of Overspending
If you’re reading this, I’m guessing you fall into one of two categories. Either you’re on top of your finances but you’re a little curious to learn more about the five phases of overspending or you know you have some spending issues and you want to figure out where...
Cash Envelopes vs. Digital Budgeting. Which is Right for You?
As moms and parents, there are so many decisions to make every day and if one of your New Year’s resolutions is budgeting, the question, cash envelopes vs digital budgeting, which will work better for you? Do you do better with a DIY approach to budgeting or should...
Holiday Travel on a Budget
‘It’s the Most Wonderful Time of the Year,’ (as the song goes) and that means we have holiday decorating, lots of shopping, to-do’s that go on for miles, holiday menus to plan, parties, and some will be planning their holiday travel on a budget to visit their friends...
Paying Off Debt & Losing Weight – There’s No Debate
If you check out people’s New Year’s resolutions, I can almost guarantee that two of them come up at the top of the list—getting out of debt and losing weight. But before you start to think I’m talking about making a different resolution this long before the New Year,...
Signs Your Child is Ready to Learn About Money
One skill so many parents wish they’d taught their kids is money management. I think it’s never too soon to talk to your kids about this. That doesn’t mean they will comprehend everything right away. No kid is going to understand escrow or compound interest. (Many...
Figure Out How to Afford a Housecleaner and Hire That Person!
See if this sounds familiar: You spend an entire week working and getting the kids off to school and extracurriculars. But then you get to the weekend and your bonding time with your family gets spent with—wait for it—housecleaning! At one time, I was of the mindset...
Is a Debt Free Life Possible?
One of the biggest dreams for a lot of us out there is the idea of becoming 100% debt free in life. Imagine that: no credit card bills or car payment, no worrying if you are going to make it to the next paycheck. Is such a dream even possible? I am 100% proof...