Money
Top 3 Reasons People Start Budgeting and then Quit
Did you ever start budgeting, just to end up too overwhelmed and then quit? Don’t feel bad if this is you, it’s so common! But that doesn’t have to be your story. When my husband and I were first married, we found ourselves quickly buried in debt. Budgeting helped us...
What’s Your Money Personality Type
I’ve always known that we all possess certain behaviors around money. But, I never knew someone had actually coined these into personality types until I started reading Money Harmony by Olivia Mellan and Sherry Christie. I’m always looking to learn new things to...
5 Simple Ways to Build up Your Rainy Day Fund
You may be thinking, why even have a rainy day fund? Well, have you ever heard of Murphy’s Law? If you haven't, it states: anything that can go wrong, will go wrong. Let’s face it, the more you are unprepared for something, the more likely, it seems, it is to happen....
The Top 3 Expenses Parents Fail to Plan For
I see it time and time again with my friends, extended family, and even my own family in the past. As parents, sometimes we fail to plan for certain expenses and then, when those things sneak up on us, we scramble to find the money to pay or we end up moving money...
10 Signs You May Be Having More Financial Struggles Than You’re Ready To Admit
I have to admit, years ago, there was a time in my life when I exhibited all 10 of these signs of financial struggles. It started right around the time my husband and I got married in 2006. We were spending, spending, spending - and we had no idea how bad of a...
5 Groups of People Who Should Learn Budgeting
It doesn't really surprise me when I meet people who don't budget. I’ve been at it for so long and it’s become such a major part of my life that it’s rare I go a day without thinking about budgeting. But, I wasn’t always like that. At one point in my life, I was...
Pros and Cons of Joint and Individual Bank Accounts
So, you’ve met that special person, dated, and fallen in love. You trust each other, want to be together 24/7 and do everything together. Ahhhh, young love. Now you’re faced with that age old question - do you join your bank accounts? Some might even say the decision...
3 Reasons to Involve the Whole Family in Budgeting
In many families, all of the finances, bill paying, and budgeting fall squarely on the shoulders of one family member. I definitely understand that usually one person takes the lead on finances. But it is still so important for so many reasons that all members of the...
Why You Need a Budget Now!
Back in 2008, my husband and I were young, naive, and nearly 100K in debt. Two years into our marriage, we found ourselves living paycheck to paycheck and barely making ends meet. We had no emergency fund to fall back on and we had no clue how bad our spending habits...
Kids Need Life Skills Now More Than Ever: Personal Finance Management
I recently heard an interesting story from a business peer whose daughter started college in the fall. This mom was telling me that she received a call from her daughter thanking her for teaching her how to cook, clean and do her own laundry. She was pleasantly...