As a mom, there’s never just one job that you have to cover. It’s an endless barrage of task after task after task that can be overwhelming.
So, it makes sense if you can create a system that helps you feed two birds with one seed. Right?
What if you could help your kids with the following habits: doing chores, managing their money, and becoming more civic-minded by donating to charity? And it’s possible to do all of this with one system.
One System Can Teach Kids Three Healthy Habits?
Like a lot of parents, I’ve created a chore chart as a way of tracking if my kids do the things they’re supposed to for their weekly payment. This can be a combination of chores they’re expected to do as being part of the family such as brushing their teeth and cleaning up the sink after themselves to those that go above those expectations.
Each time they do a chore, they place a chore stick into their bin so I can track if they’ve done what they are supposed to. This means it makes them responsible for their own actions. I simply ask how their chores are coming and they have a tendency to self-regulate without me nagging them about getting their work done.
What makes this system great on multiple levels is that it accomplishes several things.
First, it builds healthy habits. No one is going to be standing over them when they get out on their own checking to see if they’ve done the dishes or swept the kitchen. They need to learn how to self-regulate and monitor their own behaviors. So, it’s important to teach these healthy habits at an earlier age before they get released into the real world.
Build Healthy Habits
It teaches them the importance of working for money. If they don’t do the chores, they don’t get paid. This instills in them that they have to earn what they get and not just have it handed to them. The amount of personal responsibility this gives them is amazing.
Earn Screen Time
Another thing it provides my kids is the ability to earn screen time. No one wants their child turning into a mindless zombie, but we also don’t want them completely shut out from the amazing technology that this generation is in love with.
My kids don’t get screen time during the school week. But they complete their chores in order to earn weekend screen time. This makes them appreciate earning their time and it also means they value the time that they do get.
Teaching the Healthy Money Habit
Now, every family is different, but in my house, we give our kids $10 a week for completing their chores. We have a bank system they use to keep track of their money. Each week, I give them the $10 and they have to decide how much they’re going to put into each of three “accounts”—spend, save, and give away.
The spend section is obvious—the amount of money they want to use right now to buy something like snacks or a small toy. The save account is where I teach them to delay gratification. Sure, they might want a really expensive item; but they have to learn to wait weeks or even months to earn enough money to buy it themselves. But the real difference is the “give” account—this is money they set aside to donate to charity. This instills in them a desire to help others. But it also gets them to see beyond themselves and donate to charities that they want to give to.
Best Part of the System is The Communication
I love being able to sit down with them and have them explain their thought process on how much to spend, save, and give. It allows me to check in and see how they are learning healthy money habits.
It may not be the most hated chore in the household (that’s reserved for that pile of dirty dishes in the sink), but laundry can be a pain in the neck.
It’s not the actual washing and drying that’s difficult—it’s the folding and putting away that can drive you crazy, especially if you’re a parent with lots of little ones causing the amount of laundry to multiply exponentially.
If you’re searching for a way to make this a little easier on you, give these laundry hacks a try:
(Please note: we do not make any money off the links below. We’re simply wanting to make your life easier by providing links if you’re interested.)
1. Get a Flip Fold
If you watch The Big Bang Theory, you’ve probably seen Sheldon folding his clothes with one of these. It’s a clothes folder that you place a shirt on and with three quick flips it is folded perfectly and ready to go out on display at a clothes store.
While it’s not ideal for all clothes, this can save time and make your clothes stack up nicer. Plus, kids love it because it looks like fun and they will be more likely to join in and help.
2. Keep All Your Socks Together
If you’ve done laundry for an entire family, then you know about the mystery sock. That’s the one lone sock that turns up at the end of a laundry session that doesn’t have a mate, no matter how hard you look.
Instead of losing a single sock every washing, invest in a mesh laundry bag. This way, you put all of the socks in the bag, wash them in the bag, and they’re all still together when you take them out at the end.
As an added bonus, the bag can double as a travel case for organizing your clothes on vacation!
3. Separate Your Clothes by Person
I’m sure you’re used to sorting your laundry by color. But if possible, also sort it according to who they belong to. That way, when you get your clothes out of the dryer, you don’t have to do a massive sorting session to see who they belong to.
If that’s not practical in your household, at least consider washing the kids’ clothes separately from the adult’s. That way, when the clothes are finished, you can have your kids help you put up their clothes, saving you sorting time.
4. Pre-Sorted Hampers
If you have the room, invest in a few different clothes hampers and label them: Colors, Lights, Delicates, etc. Whatever system may work for you and your family’s needs is best. But make sure you put the clothes in the right bin and then just toss them in without having to sort them.
5. Combine Laundry with Something You Like Doing
Laundry isn’t just washing, drying, folding, and putting up. It also involves a tedious task—ironing. But if you find yourself dreading this, then try to liven it up.
It may sound goofy but try turning laundry day into a party. Put on some music that everyone will enjoy and dance around a bit as you all put away your own clothes. If you have young kids, you may need to help them a little, but it can still go quicker, or at least it will feel that way.
Laundry hacks can help you gain time
Laundry doesn’t have to be the bane of your existence. As with any chore, it’s all about finding the right mindset and a way to get organized and shave off some time here and there.
Even before our kids are born, we start imagining just how much they can accomplish and how we want to help them get there. One of the biggest “legs up” you can give your children is with daily reading.
Don’t believe me? A recent educational survey showed that if your child reads 20 minutes a day, they will be exposed to almost 2 million words by sixth grade and will score better than 90% of his or her classmates on standardized tests.
Reading should be organic and fluid, so it’s important to work in every opportunity to get a little reading time in. Here’s how you can do just that:
Reading doesn’t have to be from a book
Many people think 20 minutes of daily reading as plopping your child down with a copy of the Cat in the Hat. But that isn’t the only way to get in reading time.
When you’re riding around town, have your child sound out the words on street signs, banners, and advertisements. This will go slowly at first, so be sure to help them out. But as your child builds fluency, you can go faster expecting them to read more and more as you drive.
Also, don’t underestimate the power of comic books to attract hesitant readers. Educators have recently discovered that graphic novels can be a great way of promoting reading, even in the upper grades.
On a final note, television can be a good way to sneak in reading time. Just turn off the volume and turn on the close captioning and they can read along with the TV show (and some of those cartoon shows are a lot less annoying with the sound off).
Get audiobooks and apps
As an early reader, it’s important for your child to hear stories read aloud as they read along with the book. The most obvious form of this is when you sit down with your child at night to read a bedtime story.
But there are other ways for you to get this time in. Some adults may have fond memories of reading along with storybooks and audio tapes as a child.
Now, you can access many of these from sources like Audible. The energetic narrators will engage your child. For younger children, you can help them with word acquisition and phonics. Apps are available, such as Homer and Reading Magic, which can do just that. Finally, check out your local library and look for audio reading kits and books on CD.
Library play date
Speaking of the library, it’s important that you introduce your child to this wonderful place so it can become a fixture in their lives. Take your child to the library for a play date and let them explore the books. Pick one out they would like to take home for the week.
A good rule of thumb is to let your child pick one for themselves while you pick one for him or her based on your preferences. Be sure to get a book for yourself. Seeing that you value reading in your own life is a great way to encourage reading.
While you’re at the library, check out the schedule of activities and be sure to stop by regularly for story time—another great way to sneak in some reading.
Prepare to enjoy the benefits of your child reading
If reading becomes a chore, then your plan to help your child is going to backfire and they will see reading as work. Take time to subtly work in the reading without them realizing it and you have a chance to give them an advantage in today’s highly competitive world.
Struggle with staying on top of your bills and budgeting?
Do you stress out and dread when the 1st of the month rolls around?
Tired of living paycheck to paycheck?
Have constant arguments with your spouse around the family finances?
Have no clue on how to even get in control of your financial life?
Download this FREE Monthly Budgeting Action Plan, which includes Worksheets with step by step instructions on guiding you exactly on what you need to do to set up your own family budgeting plan that works for you and your family.
Struggle with staying on top of your bills and budgeting?
Do you stress out and dread when the 1st of the month rolls around?
Tired of living paycheck to paycheck?
Have constant arguments with your spouse around the family finances?
Have no clue on how to even get in control of your financial life?
Download this FREE Monthly Budgeting Action Plan, which includes Worksheets with step by step instructions on guiding you exactly on what you need to do to set up your own family budgeting plan that works for you and your family.
Do you struggle with getting your kids to clean up their room?
Are you ready for your kids to be more responsible?
Would you like your kids to be able to manage their time better?
Ready for a simple way to teach your kids good money management habits?
Download this FREE Family Chore and Money System Action Guide. It includes worksheets with step by step instructions on guiding you exactly what you need to do to set up your own chore, schedule and money management plans.