Say Goodbye to Chaotic Mornings: Get the Kids out of the House Without the Stress

You’re completely frazzled and rushing around the house. School starts in 30 minutes! You call up the steps but you’re not even sure your kids are out of bed yet, let alone dressed.  You’re trying to get it all done. Make breakfast, sign all the paperwork/homework,...

How-to Create and Practice an Emergency Exit Plan

If you know me, you know I am all about preparing myself, my family, and my home for all of the possibilities life can throw at us. One of those possibilities that I’m hyper-vigilant about being prepared for is an emergency exit from our home. Maybe, it comes with the...

8 Actions to Take Today to Get Your Finances Under Control

Who spent way more than you wanted to for the Holidays? Yep, that’s me raising both my hands. I’m guilty. Holiday Finances way out of control.  Look, it happens even to the best of us. So there's no point in beating ourselves up over it, right? December was a bust in...

6 Things Financially Confident Kids Should Know

I have a vision. A vision that raising financially confident kids will be an easy-to-do, everyday family routine. Not just the savings and investing portion but also how to manage and make smarter decisions around money in our day-to-day lives. My dream is that one...

How to Make Sure You’re Financially Prepared for Christmas 2021

2020 was unlike any other year we’ve ever lived through. There was a global pandemic, calls for social change, unprecedented unemployment, virtual learning, and a chaotic election. It was a year of learning, change, and growth for many but also grief and struggle. One...

How to Set Up Life Changing Sinking Funds

Do you know what sinking funds are? If you do, great! If you don’t I’m about to get you hooked. They are LIFE CHANGING. They will have a huge impact on your budgeting and they are super simple to get started.  As someone who’s been debt free for over 7 years now, I...

How to Have a Family Money Meeting (Even with Young Kids)

One thing I know for sure - and you’ll hear me say over and over again is this: It’s never too early to start talking to your kids about money! I try to find spontaneous moments in my daily life where I can share with my kids about money. But, I try to teach them...

5 Tips to Stay Motivated When Working Towards Your Financial Goals

Staying motivated through these hard times can be difficult. Especially when you’re working towards financial goals. This year has been very hard, particularly financially, for many families. I think we can all agree, it’s been quite a year. I know that staying...

How-to Assemble Emergency Supply Boxes

Most people know they should have emergency supplies ready to go, but you may not be sure where to start, what to gather, and then what to do with it all. That’s why we’ve come up with a system for gathering, organizing/packing, and storing our emergency supply...

How Budgeting Will Improve Your Quality of Life

When you think of the word BUDGETING, what’s the first thing that comes to your mind? If you’re like most people, you probably say: “It’s a pain” or “It’s not for me”, and you run away from anyone who brings it up!  Here’s the thing though, what most people don’t...
5 Groups of People Who Should Learn Budgeting
5 Groups of People Who Should Learn Budgeting

It doesn't really surprise me when I meet people who don't budget. I’ve been at it for so long and it’s become such a major part of my life that it’s rare I go a day without thinking about budgeting. But, I wasn’t always like that. At one point in my life, I was...

Pros and Cons of Joint and Individual Bank Accounts
Pros and Cons of Joint and Individual Bank Accounts

So, you’ve met that special person, dated, and fallen in love. You trust each other, want to be together 24/7 and do everything together. Ahhhh, young love.  Now you’re faced with that age old question - do you join your bank accounts? Some might even say the decision...

3 Reasons to Involve the Whole Family in Budgeting
3 Reasons to Involve the Whole Family in Budgeting

In many families, all of the finances, bill paying, and budgeting fall squarely on the shoulders of one family member. I definitely understand that usually one person takes the lead on finances. But it is still so important for so many reasons that all members of the...

Why You Need a Budget Now!
Why You Need a Budget Now!

Back in 2008, my husband and I were young, naive, and nearly 100K in debt. Two years into our marriage, we found ourselves living paycheck to paycheck and barely making ends meet. We had no emergency fund to fall back on and we had no clue how bad our spending habits...

How to Teach Kids About Germ Spreading
How to Teach Kids About Germ Spreading

I think it's safe to say that kids, in general, know they need to wash their hands when they’re dirty.⁠ When my kids were young, they learned a few techniques for washing their hands. They would sing Happy Birthday twice or the ABC Song. It’s pretty simple to explain...